Helping Blackpool families plan ahead since 1876

Will your pension be hit by inheritance tax from April 2027?

From 6 April 2027 most unused pension funds will count as part of your estate when you die. Answer a few quick questions to see whether your pension is likely to be affected and what it could cost your family.

Takes about 2 minutes
The figures below are an example. Replace them with your own.
1About you

Your relationship status

Your age

2Your estate

Who will inherit your home?

3Your pensions

Who is named to receive your pension?

This checker gives a broad estimate only and is not legal, tax or financial advice. It uses the rules in the Finance Act 2026: a nil rate band of £325,000, a residence nil rate band of £175,000 tapered above £2 million (both frozen until April 2031) and a 40% rate. It does not take account of lifetime gifts, trusts, business or agricultural relief, charitable gifts in your will or the reduced 36% rate.